Free tool

EPF Interest Calculator (India)

Project how an EPF balance can grow. Enter the current corpus, combined monthly contribution, and the EPFO rate (8.25% unless you override it).

Project EPF growth
Monthly contribution is added each month; interest is compounded once a year.
Results
Maturity amount₹13,24,426
Total interest₹5,92,426
Total contributions₹4,32,000
Opening balance₹3,00,000
Years10
Growth multiple4.41×

How it works

  1. 01

    Enter current PF balance

    Use the figure from the EPFO passbook or UMANG app.

  2. 02

    Enter monthly contribution

    Add the amount that actually goes to EPF each month (employee plus employer EPF share).

  3. 03

    Set the rate and years

    Default is 8.25% per year. Choose how many years to project.

  4. 04

    Review maturity

    See contributions, interest earned and closing corpus.

Frequently asked questions

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