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EPS-95 Pension Calculator

Estimate monthly pension under the Employees’ Pension Scheme using pensionable salary and years of service, with a simple early-pension reduction before age 58.

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Estimate EPS pension
Monthly pension ≈ (pensionable salary × years) ÷ 70. About 4% less for each year before 58.
Results
Formula pension₹4,286
After early reduction₹4,286
Below ₹1,000 floor?No

How it works

  1. 01

    Enter pensionable salary

    Often an average of recent months, subject to the wage ceiling then in force.

  2. 02

    Enter pensionable service

    Completed years.

  3. 03

    Set retirement age

    Superannuation is typically 58. Leaving earlier applies about 4% reduction per year.

Frequently asked questions

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These calculators are for a quick check in the browser. TiBook Payroll stores attendance, leave, shifts and monthly salary in one workspace — without a second HR app.

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Estimates only. Actual wages, EPF, EPS, gratuity and retrenchment depend on statute, wage ceilings and your appointment terms. TiBook does not file PF, ESI or income-tax returns.